Why You SHOULD NOT Buy A Home

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Graham Stephan

پیش ماه

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These are the reasons you should NOT buy real estate:
ONE: If you’re not prepared for the down payment.
That’s because there’s this ONE term that almost no one considers when they buy a home: OPPORTUNITY COST. I would go on a limb and say that almost everyone who REGRETS their home purchase, which is roughly 44% of adults - didn’t do the math, AHEAD OF TIME, to make sure buying a home was really in their best interest…and while there are a LOT of situations where it DOES make sense to buy a home…it doesn’t automatically mean that “buying a home” is the right choice for everybody.
TWO: If you've only budgeted for your mortgage payment.
Your mortgage payment only makes up a PORTION of how much that home will ACTUALLY cost you…and THIS is how much you’re REALLY looking at: Your mortgage payment, property taxes, insurance, maintenance costs, and repair costs.
This means, even though you might have a $1500 per month mortgage payment…when you add everything up…you could VERY WELL be approaching a $2500 per month when you take into property taxes, insurance, repairs, and maintenance…and that’s something that HAS to be taken into account, and properly budgeted for…that way, you’re not ever going to be caught off guard when your monthly bills turn out to be more than you expect.
THREE: If you didn't factor in Transaction Cost.
When you’re buying a home - you’ll have to pay for home inspections, escrow charges, title fees, appraisal fees, and loan origination charges, transfer taxes, notary fees, filing fees, etc.
In addition to that, the transaction costs are MUCH higher when you sell - this is because there’s often real estate agent commissions involved, transfer taxes, escrow charges, more title fees, and more random nonsense that continually adds up. When everything is said and done, selling a home can easily cost you another 4-6% of the homes value from start to finish…meaning, just to BREAK EVEN on the purchase…you need to sell your home about 7% HIGHER, otherwise - you’ll start to pay out pocket for these transactions costs.
FOUR: If you don't plan to keep it AT LEAST 5-7 years.
That’s because, the shorter you plan to keep your home for - the riskier it is that you’ll make money owning it. Things like transaction costs, property taxes, insurance, maintenance, and repairs are all non-recoupable costs that you will NOT make back…so, you’ll need to expect that property values would continue to rise to offset that expense and make buying “worth it.”
That’s why, GENERALLY…the breakeven point for MOST homeowners is going to be around 5-7 years…and, in almost all situations, the longer you keep your home, the more likely you are to make money.
FIVE: If you don't keep a 3-6 month safety fund at all times.
Just like “FINANCIAL EXPERTS” always recommend you keep a 3-6 month fund for anything that might come up…I VERY MUCH recommend a “HOME FUND” that covers 3-6 months of your homes bills, repairs, maintenance, and payments - JUST IN CASE something inevitably breaks, a tenant stops paying rent, or there’s just damage beyond your control.
And, listen....I’m not trying to dissuade you from ever buying a property - because long term, in the right circumstances, owning real estate could end up making you a SIGNIFICANT amount of money, and it CAN be one of the best financial choices you make…But, this IS meant to get you thinking about WHY you’re buying a property in the first place, and to REALLY run the numbers before you make such a large purchase - to make sure it’s worth it.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

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AVX
AVX پیش 10 ساعت
Use passive income to buy a house, but most people just dont have thay money
Hank Xiong
Hank Xiong پیش 3 روز
I have a growing family and need to get out of my apartment, but the houses around my area are selling 50-90k more than what they’re worth. Worst part is people are fighting and out bidding the listed price. Some homes even as high as 120k more. It’s ridiculous i feel so lost....
Franklin Stewart
Franklin Stewart پیش 4 روز
Transaciton cost
D D
D D پیش 4 روز
honestly any other youtuber asking me to hit the like button is annoying but EVERY frEAKING time Graham says "smash that like button for the youtube algorithm!" my body cannot stop itself from smashing the said like button for the youtube algorithm.
Smith Smith
Smith Smith پیش 5 روز
Instructions unclear used too much cayenne
Dierdre Cole
Dierdre Cole پیش 5 روز
“Don’t own a home!.... here’s an offer to win a free home.” 😄
Arthur Morales
Arthur Morales پیش 5 روز
I’d also look into the bonds on top of the property taxes on the home. At least where I am, I could search up the property on the county website and look at the bonds tied to the area
CC CC
CC CC پیش 6 روز
I think im just going to buy a cybertruck instead and camp out on my friends couches lmao
Darren Malone
Darren Malone پیش 7 روز
I am a 30 year mortgage broker, Very expert video and his wisdom is spot on
C A
C A پیش 7 روز
Yeah! I definitely want to purchase real estate but the math has to work right now it doesn't.
Metal Mike
Metal Mike پیش 7 روز
I'll get a VA loan....no down payment. Except right now I'll only get approved for a townhouse. I can get approved for a house that costs 200,000 max.
peter8488
peter8488 پیش 7 روز
ME: Not ready with 20% down, CHECK. Property tax, meh. Insurance, no big deal. Repair, I AM A DYI person. I'm not buying yet.
Braxton Cooke
Braxton Cooke پیش 8 روز
Woah woah woah. Can I sue you for advising not to put money into Doge? Not serious, but SHAME on YOU. Grab your seats Doge Fam 🐶🚀🛸🌜👏🌛🐒
Paul Conner
Paul Conner پیش 8 روز
Take the cash. That home will kill you in utilities.
Rick_dat_boi
Rick_dat_boi پیش 8 روز
Graham:in all dont but a home go homeless Next video: not being alive saves you so much money find out how😳!!
John Fridholm
John Fridholm پیش 8 روز
Thanks BitBoy for intro
TaHmee Lah!
TaHmee Lah! پیش 8 روز
Hi Graham i was very careful to softly smashed the 👍 button aggressively😁
Robert Sniezko
Robert Sniezko پیش 8 روز
The ambiguous arrow lilly handle because party startlingly weigh minus a unwieldy factory. childlike, bad year
Shawn Irwin
Shawn Irwin پیش 9 روز
Do a google search for 3D printing of homes . . . . as soon as this industry reaches critical mass, the price of homes is going to drop in a big way. Not only that, if you are early enough to invest in the 3D home building industry, (ITB and PRNT are ETF's associated with the industry) you could make out like a bandit.
Luigi Ruggieri
Luigi Ruggieri پیش 9 روز
Beware! They don't tell you that the lottery doesn't work abroad, in Italy for example. A reply to my email: "Hi Luigi. Thanks for reaching out to us here at Omaze! In certain countries, local rules and laws may restrict or prohibit the award of certain prizes or impose additional restrictions on participation. Entry into our sweepstakes experiences is always subject to all local laws. In this particular case, the laws in Italy restrict entry for residents of the country into international sweepstakes experiences like ours. Our apologies for any disappointment with this. If you have any further questions, please let us know - we're here and happy to help! Warmly, Team Omaze"
tony mendez
tony mendez پیش 10 روز
Are those Alec Monopoly's behind you?
Wilson Aguirre Gomez
Wilson Aguirre Gomez پیش 10 روز
Stop over analyzing and just buy a darn home if you're able to make the numbers work! Don't overextended yourself. Real estate is always a good long-term investment! If you buy now and the market dips, guess what it will recover! If you want to time the market then go ahead. You're just gonna have to wait and wait and wait and maybe it will fall, dip, crash, or prices will just stabilize .
Graham Stephan
Graham Stephan پیش 10 روز
W@ts-.App.... +... 1.........(9......5....1......).... 4.... 3.... 9.... -... 7..... . 8... 1... 8..... Do well to talk with me..
Graham Stephan
Graham Stephan پیش 10 روز
Thanks for watching, do you have difficulties in investing ???
Manny
Manny پیش 10 روز
Will Renting it applies to that 5-7 years of holding the house?
Graham Stephan
Graham Stephan پیش 10 روز
W@ts-.App.... +... 1.........(9......5....1......).... 4.... 3.... 9.... -... 7..... . 8... 1... 8..... Do well to talk with me..
Graham Stephan
Graham Stephan پیش 10 روز
Thanks for watching, do you have difficulties in investing ???
WrizzleDVM
WrizzleDVM پیش 10 روز
Here is one for ya... I have been living in LI NY for 10 years... every single year I try to get my wife to move as I hate this place... I am from Fort Lauderdale and can't stand it here. So, here we are, like I told her back in 2013, she will want to move when homes prices in South FL have peaked. Well here we are... she is finally on board with leaving. Should I buy a home right now, No. But. I may have to. My house here in LI is artificially inflated, just like in SouthFL, but... I am in a scenario where I have to sell a home and buy a home. I think inventory will rise, home prices will drop, people will have to deal with foreclosures/unemployment, etc... but... I have to leave NY. So... I think if I wait, and prices drop, THIS MARKET HERE, will hurt MORE than in FL. The world is getting smaller, FL is being flooded with people for several desirable reasons, and NY, which was also in a state of exodus, is now in mass exodus (no bail laws, covid chasing people away from cities, remote working, etc) all make the future of Long Island suspect IMHO. What do you think? Sell my LI home now and buy in FL, consider it a wash? My 480k house last year, would sell for 565 right now in a day... and my SouthFL 600k house is now 700k... but... IF I WAIT... I feel the fall here will be a larger percentage than it would in FL which will still be ever more desirable. Thoughts?
Graham Stephan
Graham Stephan پیش 10 روز
W@ts-.App.... +... 1.........(9......5....1......).... 4.... 3.... 9.... -... 7..... . 8... 1... 8..... Do well to talk with me..
Graham Stephan
Graham Stephan پیش 10 روز
Thanks for watching, do you have difficulties in investing ???
추또티비
추또티비 پیش 10 روز
TRANSACITON COST sounds like $ required to buy a transformer robot
ShiftyLizardStore
ShiftyLizardStore پیش 10 روز
If you rent you're still paying all those expenses, you're just doing it through the landlord.
Graham Stephan
Graham Stephan پیش 10 روز
W@ts-.App.... +... 1.........(9......5....1......).... 4.... 3.... 9.... -... 7..... . 8... 1... 8..... Do well to talk with me..
Graham Stephan
Graham Stephan پیش 10 روز
Thanks for watching, do you have difficulties in investing ???
G Loyd
G Loyd پیش 10 روز
Be homeless 📝
PepeFrogLive
PepeFrogLive پیش 10 روز
Kept my parents home since the 90s. Prices went up for my home.
Graham Stephan
Graham Stephan پیش 10 روز
W@ts-.App.... +... 1.........(9......5....1......).... 4.... 3.... 9.... -... 7..... . 8... 1... 8..... Do well to talk with me..
Graham Stephan
Graham Stephan پیش 10 روز
Thanks for watching, do you have difficulties in investing ???
Solidarity
Solidarity پیش 11 روز
2020: Why you SHOULDN'T buy a house 2021:Why you SHOULD NOT buy a house Points are pretty much the same
Miroslav Blagoev
Miroslav Blagoev پیش 11 روز
i thought its pronounced [dogi koin] ?
Graham Stephan
Graham Stephan پیش 10 روز
W@ts-.App.... +... 1.........(9......5....1......).... 4.... 3.... 9.... -... 7..... . 8... 1... 8..... Do well to talk with me..
Graham Stephan
Graham Stephan پیش 10 روز
Thanks for watching, do you have difficulties in investing ???
Hank Dadank
Hank Dadank پیش 11 روز
The magnificent innocent perceptually meddle because saxophone macroscopically belong like a glossy gemini. bouncy, ten sea
Hank Dadank
Hank Dadank پیش 11 روز
The swanky card orly excite because employee currently peep astride a scrawny iron. abiding, kind purchase
So_Cool_Boy School_Boy
So_Cool_Boy School_Boy پیش 12 روز
Graham please help us with the movement to allow brokers to raise the DAY TRADE LIMIT to 15 per week for user with accounts that valued under 25k
Graham Stephan
Graham Stephan پیش 10 روز
W@ts-.App.... +... 1.........(9......5....1......).... 4.... 3.... 9.... -... 7..... . 8... 1... 8..... Do well to talk with me..
Graham Stephan
Graham Stephan پیش 10 روز
Thanks for watching, do you have difficulties in investing ???
Jesse Showalter
Jesse Showalter پیش 12 روز
Transaciton
Graham Stephan
Graham Stephan پیش 10 روز
W@ts-.App.... +... 1.........(9......5....1......).... 4.... 3.... 9.... -... 7..... . 8... 1... 8..... Do well to talk with me..
Graham Stephan
Graham Stephan پیش 10 روز
Thanks for watching, do you have difficulties in investing ???
Algernon Brown
Algernon Brown پیش 13 روز
YOU CAN DO SEVERAL REPAIS BY YOURSELF, IRpost UNIVERSTY
Libby J
Libby J پیش 13 روز
How about a video on Post Mortage Forbearance options? Mr. Cooper, other big companies and what options makes the most fiscal sense in the long run 5yr,10yr
Kathy Miller
Kathy Miller پیش 13 روز
I enjoy listening to you, but I wish you would slow down a little bit. Listening to you makes me feel like I’m out of breath. ... And my brain definitely needs a rest after. Just SLOW down a little ... please🙏
AnAlias
AnAlias پیش 13 روز
Yup I nabbed a 2.34% interest, fixed 30year in Oregon
Graham Stephan
Graham Stephan پیش 10 روز
W@ts-.App.... +... 1.........(9......5....1......).... 4.... 3.... 9.... -... 7..... . 8... 1... 8..... Do well to talk with me....
Graham Stephan
Graham Stephan پیش 10 روز
Thanks for watching, do you have difficulties in investing ???..
Erasmo Paulin
Erasmo Paulin پیش 13 روز
Graham the algorithm
stick.shift.captures
stick.shift.captures پیش 13 روز
I live in upstate New York and some county's and school zones have to pay upwards of 12% in taxes a year. In the area I'm looking to buy a 170k house will cost an ~7000k a year in taxes.
Graham Stephan
Graham Stephan پیش 10 روز
W@ts-.App.... +... 1.........(9......5....1......).... 4.... 3.... 9.... -... 7..... . 8... 1... 8..... Do well to talk with me....
Graham Stephan
Graham Stephan پیش 10 روز
Thanks for watching, do you have difficulties in investing ?.
Luis Ventura
Luis Ventura پیش 14 روز
The responsible sort progressively fix because secretary feasibly lighten except a bewildered scent. perpetual, psychotic chicken
Stanley Kowrach
Stanley Kowrach پیش 14 روز
Who buys a home and has $ backing up other $. If you wait for the "perfect time " never happen. Take a chance we all did.
Graham Stephan
Graham Stephan پیش 10 روز
W@ts-.App.... +... 1.........(9......5....1......).... 4.... 3.... 9.... -... 7..... . 8... 1... 8..... Do well to talk with me....
Graham Stephan
Graham Stephan پیش 10 روز
Thanks for watching, do you have difficulties in investing ?.
Takeshi Kyasuto
Takeshi Kyasuto پیش 14 روز
💎🙌💎 DOGE ! 🐶 🚀 🌙
Joseph Richter
Joseph Richter پیش 14 روز
Here in Florida local rent is double what the mortgage payment would be.
Dapp University
Dapp University پیش 14 روز
For assistance and mentorship. Reach the Admin office. " + "1.".9. '.8.".5..2. ".4.".7'.9.' ..3.'.3.'.7 "🇱🇷 W..H..@..T..S..@..P..P.. & .. T .. E .. X.. T..
Dapp University
Dapp University پیش 14 روز
Hi Joseph, thanks for watching....👍
jmodic2
jmodic2 پیش 14 روز
@graham stephan, What about a new home purchase with a 10 year warranty?
Graham Stephan
Graham Stephan پیش 14 روز
it can help for sure, but new homes usually don't have many issues / need many repairs
samashakti
samashakti پیش 14 روز
I just want you to know that i like the button only when you tell me too. So it works
ZombieCorp.
ZombieCorp. پیش 14 روز
If you pay tax indefinitely on property you own, do you really own the property?
Moogan Stooker
Moogan Stooker پیش 14 روز
Hobbit tells us not to buy a home.
cyanrockefeller
cyanrockefeller پیش 14 روز
I recently ran the numbers on my house. Been here 18 years. (I have also owned multiple rentals over the years, so I know how to run these numbers and have ALL of my historic expenses well documented.) Basically, compared to say the S&P500, the math on my house is a wash if you don’t have to put money into the house like windows, siding, remodel, roof, etc. The minute you put money into that kind of stuff, I would be significantly better off if I sold today and put my $150K in equity into the S&P500 and just rented. Looking at historic returns including the great recession, my net worth would be significantly higher in the S&P.
Claudia Sutton
Claudia Sutton پیش 14 روز
Buy when the economy crashes.
Michael Garcia
Michael Garcia پیش 14 روز
I know I'm not the only one who thinks Graham looks like a baby Musk
Steve Hoang
Steve Hoang پیش 15 روز
unbelievable that this content is free to be honest THANK YOU GRAHAM
Zigzag
Zigzag پیش 15 روز
too much bs in this video .. alot of sheeps following this guy
Geo Vic
Geo Vic پیش 15 روز
So the minute you stop doing real estate you want people to not buy homes anymore? That’s gross and sketchy man
Tye
Tye پیش 15 روز
Closed on my home 1/29/21. It feels so good to have a permanent address and not to worry about moving every year trying to find a reasonably priced apartment. 4br 2ba house with a 1% interest rate paying $1,050 mortgage. I would do it all again! 😝
Rayhan Lahdji
Rayhan Lahdji پیش 15 روز
Nobody: Me: gets anxiety from Graham's "enless"
Leslie Villacruel
Leslie Villacruel پیش 16 روز
Too late, I just bought one. No downpayment, affordable socialized housing with insurance included is a tempting offer. Especially of you've been living in a flood prone area for the past 10+ years 😌 Edit: Transaciton... sorry, OC me 😆
Ava Yu
Ava Yu پیش 16 روز
Cash buy is best for now. Esp when we get virtually no interests back from banks!
Andrei Jikh
Andrei Jikh پیش 16 روز
C.o.n.t.a.c.t. M.e. O.n W.h.a.t.s.a.p *+1..2..1..3..2..9...7..4...3...9...0* Do well to respond
Russell Latino
Russell Latino پیش 16 روز
Transaction
Andrei Jikh
Andrei Jikh پیش 16 روز
C.o.n.t.a.c.t. M.e. O.n W.h.a.t.s.a.p *+1..2..1..3..2..9...7..4...3...9...0* Do well to respond
SilentVinyl
SilentVinyl پیش 16 روز
hmm
Saba Hedayat
Saba Hedayat پیش 17 روز
Hi Graham. Thanks for all your information. Please try to speak slower. Do you know most of people are sick of this crazy housing market? It seems mostly the rich people are buying the houses and make the housing market harder for the middle class. So, the situation is already stressful and we need someone knowledgeable, professional and calm to lead us. Thanks again
Graham Stephan
Graham Stephan پیش 17 روز
*w. h. å. t. s. à. p. p.+1.6.1.9.3.6.3.5.2.0.6.*
Graham Stephan
Graham Stephan پیش 17 روز
*Write me immediately for more enlightening*
Ismael Lopez
Ismael Lopez پیش 17 روز
I'm guessing you have property you rent
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
leonil chachona
leonil chachona پیش 17 روز
This guy is confused and is nolonger competitive. You become rich and start talking rubbish.
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
Gustavo De Santis
Gustavo De Santis پیش 17 روز
hey graham, if i want to buy a company should i go through a similar thought process? if yes, what are the similarities? if no, what are the differences?
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
Matthew B
Matthew B پیش 18 روز
Inherited 34k at 18 years old and don't know what to do. Trying to find a house in the Houston area and live in it while working on it but I'm working a $9 an hour job currently which is holding me back. Any tips?
Graham Stephan
Graham Stephan پیش 18 روز
*w. h. á. t. s. à. p. p... +. 1.6.1.9.3.6.3.5.2.0.6.*
Graham Stephan
Graham Stephan پیش 18 روز
*write me fór more guidance*
Graham Stephan
Graham Stephan پیش 18 روز
*build a life time investment and not just a business*
Graham Stephan
Graham Stephan پیش 18 روز
*thanks for your comment*
Joshua Fraise
Joshua Fraise پیش 18 روز
Graham I have a question I been watching all these real instate investment IRpost videos and I’m understanding how to invest but my question is when you get a house under mortgage after you only put the down payment down . do you stay in that debt for the 30 years or 15 year plan you chose ? And if that’s true don’t the only cash flow you would be making is the low numbers like 2-4 hundred dollars I’m so confused I get your tenants pays rent but isn’t that eating up all the money when you pay the mortgage and other expenses ? Please get back to me i jus turned 19 trying to figure out all this stuff
Joshua Fraise
Joshua Fraise پیش 17 روز
Nvm I thought you was really him 😑
Joshua Fraise
Joshua Fraise پیش 18 روز
Thank you so much for responding
Joshua Fraise
Joshua Fraise پیش 18 روز
Perfect !
Graham Stephan
Graham Stephan پیش 18 روز
*w. h. á. t. s. à. p. p... +. 1.6.1.9.3.6.3.5.2.0.6.*
Graham Stephan
Graham Stephan پیش 18 روز
*write me fór more guidance*
R to the Izzy
R to the Izzy پیش 18 روز
transacition cost
Stephen Graham
Stephen Graham پیش 17 روز
I can make you earn more money at every cost you want to
Lucille Hjort
Lucille Hjort پیش 18 روز
Your new home is beautiful but really quite large means a lot of flooring to dust mop. Just thinking.
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
eibbor171
eibbor171 پیش 18 روز
keep in mind when you get a loan from the bank you don't own the house or property the bank does they just allow you to live there. say you got a mortgage for a home for 300k made 25k down payment and overtime paid off another 25k so if the bank for what ever reason wants the rest of the 250k by next week the average person that just got a mortgage is fucked and also for each payment thats missed you got interest on top of that. so congratulations you just fucked your self more harder then the government ever could
Graham Stephan
Graham Stephan پیش 18 روز
*w. h. a. t. s. a. p. p. +.1.6.1.9.3.6.3.5.2.0.6.*
Graham Stephan
Graham Stephan پیش 18 روز
*write me fór more guidance*
Matthew Monroe
Matthew Monroe پیش 19 روز
Yup, you're an honest guy. These are all excellent points. During the 2007 real estate bubble, the attitude that I heard was, you can't go wrong buying real estate. Oh, many things went wrong during that time.
Graham Stephan
Graham Stephan پیش 18 روز
C.o.n.t.a.c.t. m.e. o.n w. h. á. t. s. à. p. p. +.1.6.1.9.3.6.3.5.2.0.6.
Graham Stephan
Graham Stephan پیش 18 روز
*write me for moré guidance*
Graham Stephan
Graham Stephan پیش 18 روز
*Yeah*
Menzu1
Menzu1 پیش 19 روز
Thumbs Down, you missed a main point, you should always check the home price index so see if u should buy or rent, home price index is higher now then when home prices last crashed in 2007/2008. Don't buy now, wait for the crash/correction. Rent a house and get roommates, super cheap living, and save money til the crash.
Graham Stephan
Graham Stephan پیش 18 روز
*w. h. a. t. s. a. p. p. +.1.6.1.9.3.6.3.5.2.0.6.*
Graham Stephan
Graham Stephan پیش 18 روز
*write me for more guidancé*
Graham Stephan
Graham Stephan پیش 18 روز
*thanks for your comment*
Real HIFI Help
Real HIFI Help پیش 19 روز
I would still own a house.
Real HIFI Help
Real HIFI Help پیش 17 روز
@Andrei Jikh Just send me your physical address, then I will give you a gold bar instead.
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
Udar Pavarota
Udar Pavarota پیش 20 روز
The whole world is supposed to rent or what?
Graham Stephan
Graham Stephan پیش 18 روز
*w. h. a. t. s. a. p. p. +.1.6.1.9.3.6.3.5.2.0.6.*
Graham Stephan
Graham Stephan پیش 18 روز
*write me for more guidancé*
Hamish Carter
Hamish Carter پیش 20 روز
I'm a single man and I'd rather just own a condo a few stories above the ground than deal with a detached home. Actual "houses" are meant for families with children and the elderly who are emotionally attached to their homes after so many years and memories living in them. I just don't need the added responsibility and risks of a detached home.
Graham Stephan
Graham Stephan پیش 18 روز
*w. h. a. t. s. a. p. p. +.1.6.1.9.3.6.3.5.2.0.6.*
Graham Stephan
Graham Stephan پیش 18 روز
*write me for more guidancé*
Graham Stephan
Graham Stephan پیش 18 روز
*thanks for your comment*
Mexzcan Ninja
Mexzcan Ninja پیش 20 روز
I agree with what he's saying, but the majority of us jump in buy a home and end up making it regardless. Eventually, value increases, loan decreases and you refi for lower payments..
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
Steven Dvorsetz
Steven Dvorsetz پیش 20 روز
So I'm meeting with someone from LGI homes on Thursday to discuss options for a first-time home buyer. They're brand new with "$10,000 of upgrades" and advertise $1,000 down payment. Wish me luck?
Sander Van Alphen
Sander Van Alphen پیش 20 روز
How long does an average marriage hold?
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
DEEGE GAMING
DEEGE GAMING پیش 20 روز
At this point I'll just live in a caravan
Bill
Bill پیش 20 روز
But, Graham! What if I want to buy my home with cash? 😂
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
Andrew Wolf
Andrew Wolf پیش 21 روز
lol as a real estate agent i get sour when you make these videos 😂😂 but it’s true and informative
Based Tradesman
Based Tradesman پیش 21 روز
R / Wall Street Silver
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
nicholas price
nicholas price پیش 22 روز
I live in Houston and some areas are now up to 3.7% property taxes which is insane. I currently own a townhome within the city which is cheaper and when we rent this out we plan to rent our next home. The market is way too high
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
DuurtyDon
DuurtyDon پیش 22 روز
soooooo yesno
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
False Name
False Name پیش 22 روز
HULK SMASH IT!
False Name
False Name پیش 22 روز
SMAAAAAAAAAAAAAAAAAASH! *in response to "gentle tap"*
Brian DeLuca
Brian DeLuca پیش 23 روز
I light up when I heard the Cystic Fibrosis of America was a partner. I am a respiratory therapist and this is my forte
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
Iain C
Iain C پیش 23 روز
Hey, you could rent your home and watch the rent go up as californians, nyc dwellers or floridians buy up the property supply and drive up the prices and rent. Buy a home,
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
Tyler Vaillant
Tyler Vaillant پیش 23 روز
Transaciton Cost, copy that
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
garchomp with internet access
garchomp with internet access پیش 24 روز
Ok he makes sense.
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
garchomp with internet access
garchomp with internet access پیش 24 روز
This guy is soylent
jon hennemann
jon hennemann پیش 24 روز
Let me give the rental stuff he does not bring up... Every time you move it cost money for trucks and movers. Rent goes up so your costs go up.
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
7N Belau
7N Belau پیش 24 روز
No matter what you say buddy people will still buy. Nice video though, very good content. Love it keep it coming!
Graham Stephan
Graham Stephan پیش 24 روز
Appreciate it!
Nick Langworthy
Nick Langworthy پیش 24 روز
I just wanna say weather you do it for the money or just to help people out you've really inspired me to go and turn my life around. I'm 18 and I've partied just about every weekend doing all sorts of things associated with that since my first day freshmen year. I was always a smart kid getting straight A's but I ended up letting that go, finally though I got a job at fed ex and between going to work and school I've started the course to get my real estate license, learning to invest in the stock market, and trying to build as many sources of passive income as I can. I really appreciate the videos you make, they gave me the nudge I needed to get my ass back to work.
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
Jivan Pal
Jivan Pal پیش 24 روز
To address your first point regarding opportunity cost for UK first-time buyers: assuming the UK's Lifetime ISA product isn't causing house prices to be further inflated, the Lifetime ISA is, IMO, a complete no-brainer, because you effectively get 25% ROI, risk free.
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
Millionaires Investment Secrets
Millionaires Investment Secrets پیش 24 روز
just got into Bitcoin trading investment with a professional weeks ago and i already made more than $14,500. I wish I know about this earlier, I would have been a new millionaire by now.
China Annis
China Annis پیش 24 روز
She is great
Jerry Pic
Jerry Pic پیش 24 روز
I really need to invest in Bitcoin before it rises again
John Mike
John Mike پیش 24 روز
🔼🔼🔼
John Mike
John Mike پیش 24 روز
Janemrs049@ Gmail..Com Hangouts
John Mike
John Mike پیش 24 روز
⏬⏬⏬
Eileen the Crow
Eileen the Crow پیش 24 روز
You should budget for surprises, but buying a home is almost always a good investment compared to renting. Your equity will rise in most decent areas and quickly turn into a great nestegg.
Andrei Jikh
Andrei Jikh پیش 17 روز
I A.p.p.r.e.c.i.a.t.e. W.h.a.t.s.A.p.p. +1..2..1..3..2..9...7..4...3...9...0*
Eileen the Crow
Eileen the Crow پیش 24 روز
When Doge has doubled from when this video was posted.
Right Wing Safety Squad
Right Wing Safety Squad پیش 24 روز
Should I buy a home Graham: “Yesn’t”.
Michael King
Michael King پیش روز
Or as they say in Australia...."YeahNah".
Bwanika John
Bwanika John پیش 9 روز
😂😂😂😂
Jake Thompson
Jake Thompson پیش 24 روز
I ponder on how my retirement experience would generally feel like because I've not yet been able to save enough money, don't even have a house to my name and according to my spreadsheet I am few years closer to my retirement schedule.
Latoria Martins
Latoria Martins پیش 15 روز
@justanotherguyful Didn't know I was a scammer and a bot. clown!
justanotherguyful
justanotherguyful پیش 19 روز
@luxurycardstore youre talking to scammer bots man
luxurycardstore
luxurycardstore پیش 23 روز
@Mr Moore No limit to profit???? HA HA HA HA LOL Apparently you don't remember 2008 - 2009. If you did you would know that there is no limit to LOSSES as well. Yes, the market is up right now, but what goes up can and WILL go down. The stock market RARELY does precisely what you need it to do EXACTLY when you need it to happen. The is NO such thing as a guaranteed profit when investing in stocks
Richard G
Richard G پیش 24 روز
I'll tell you what! You will be better off by acting now than if you never realized this! Money Guy Show will help you prepare aswell!
Emily Franklin
Emily Franklin پیش 24 روز
@Latoria Martins I just looked up this person out of curiosity, surprisingly she seems really proficient, I thought this was just some overrated BS, I appreciate this.
A G
A G پیش 24 روز
This is coming from the guy that owns real estate and rents out....
Zac HYman
Zac HYman پیش 24 روز
I like the video during the introduction
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